राष्ट्रीय सहकारी विकास निगम

NATIONAL COOPERATIVE DEVELOPMENT CORPORATION

B. Pattern of Assistance: Click here

 

C. Eligibility Criteria

 

(a) Scheduled Caste Cooperatives

             Liberal assistance is provided to Scheduled Caste Cooperatives, which have 40% or more membership from scheduled caste communities with minimum of 20% active members, for development of marketing, processing, supplies and storage activities in agricultural and other notified commodities. The Chairman or the Vice-Chairman of the beneficiary cooperative has to be a scheduled caste member. Assistance is also provided by NCDC to State Scheduled Caste Cooperative Development Corporations/Federations, marketing/processing societies and Large Sized Agricultural Multi-purpose Cooperative Societies (LAMPS). As a result of amendment of NCDC Act, the Corporation has started providing financial assistance under direct funding subject to fulfilling of eligibility criteria laid down.

· LAMPS, Marketing and Processing Cooperatives and other cooperatives having pre-dominant membership of scheduled caste (more than 40%).

· Scheduled Caste Development Cooperative Corporations with positive net worth (losses, if any not exceeding own funds) and having potential for development of trading activities, specially in MFP will be eligible for assistance from NCDC.

· The Society seeking financial assistance should be functional and working efficiently.

· A newly registered Society can also be considered for assistance provided it has a well designed programme for expansion of its trading activities.

(b) Scheduled Tribe Cooperatives

             Assistance is provided by NCDC to Tribal Development Cooperative Corporations/Federations, marketing/processing societies and Large Sized Agricultural Multi-purpose Cooperative Societies (LAMPS). As a result of amendment of NCDC Act, the Corporation has started providing financial assistance under direct funding subject to fulfilling of eligibility criteria laid down for this purpose.

· LAMPS, Marketing and Processing Cooperatives in Tribal Sub-Plan areas and other cooperatives having pre-dominant membership of tribals (more than 50%).

· Tribal Development Cooperative Corporations (TDCCs) with positive net worth (losses, if any not exceeding own funds) and having potential for development of trading activities, specially in MFP will be eligible for assistance from NCDC.

· The Society seeking financial assistance should be functional and working efficiently.

· A newly registered Society can also be considered for assistance provided it has a well designed programme for expansion of its trading activities.

 

D. Impact of NCDC Assistance

 

             The assistance provided by NCDC has been able to create awareness among the tribals on the need for cooperative effort for betterment of community. The assistance has helped beneficiary societies in taking up business activities and momentum towards competitiveness is gradually increasing. The societies have been able to achieve their objectives such as providing service for socio-economic benefits to its members.

 

E. Dovetailing of Financial Assistance

 

             NCDC has dovetailed its scheme with the scheme of National Scheduled Tribes Finance & Development Corporation (NSTFDC) for providing financial assistance on liberal terms for activities undertaken by ST Cooperatives Under the dovetailed arrangement, NCDC charges interest of 10% p.a.  on the loan.

Concessional finance is available from NSTFDC for Schedule Tribe Cooperatives subject to fulfillment of the following criteria :

1           Tribal Cooperative society shall have more than 80% Tribal members.

2.          Annual family income limit of the tribal members of the society shall be upto double the poverty line i.e. Rs.98,000/- p.a. for Rural areas and Rs.1,20,000/- p.a. for Urban areas.

The final approval for availing concessional finance from NSTFDC will be on receipt of the approval from NSTFDC.

 Tribal Development

A. Description of Scheme

             To promote the development of Tribal Cooperatives, NCDC has been providing financial assistance since 1974-75 through its schemes, namely, Corporation Sponsored Scheme for development of Cooperative Marketing Processing and Storage in Cooperatively Developed States and Centrally Sponsored Scheme for development of Cooperative Marketing, Processing and Storage under Cooperatively Under-developed/Least-developed States. The Corporation has been extending financial assistance to the State Govts. for assisting the Tribal and Scheduled Caste Cooperatives including LAMPS, Marketing, Processing Societies and State Tribal/Scheduled Caste Cooperative Development Corporation/Federation for the following purposes:

· Margin Money/Share Capital

· Purchase of Transport Vehicles

· Small and Medium Sized Units for processing of Agricultural, Horticultural and Forest Produce and Dairy Units, Ice Plants and Cold Storages etc.